“As a business owner, “making payroll” (having enough cash on hand), becomes one the biggest stresses. One of my mentors, who eventually built a company that employed thousands of employees, told me about the lean years when he and his brother had no idea how they were going to cover payroll for the week. They never missed a payday over his 40+ year career and it was one of his proudest memories as a business owner that he never let his employees down. Some of the tips that he provided to me are as follows…”

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